FOR BENEFIT ADVICE
ASK US! 

 

FINANCIAL SOLUTIONS

     OUR MISSION:

TO PROVIDE THE BEST ADVICE AND SERVICE TO OUR CLIENTS- CORPORATE  EMPLOYERS, MUNICIPALITIES, PROFESSIONAL EMPLOYERS, AND INDIVIDUALS-RELATIVE TO THEIR EMPLOYEE BENEFIT PLANS AND PERSONAL RISK MANAGEMENT. TO BE THE BEST EMPLOYEE BENEFIT VALUE IN EAST TENNESSEE!

 

OUR STRATEGY:

Listen carefully to determine exactly what our clients wishes to accomplish. Craft a well thought out plan(s) that  will achieve the client's objectives. Prepare the appropriate Request For Proposal. Explore all the market possibilities. Spreadsheet the results. Help the client choose and implement the BEST plan for their particular situation.

 

OUR OPERATING STRUCTURE:

Our licensed professionals increase the accuracy of decisions by maximizing information available to the client. Our goal is to provide our clients with accurate, up to date, complete information regarding their benefit plan choices. In addition, the client is given the freedom to work with and through us with the fewest possible restrictions. Our services can be combined or divided in any manner that is best suited to the client's needs. For instance, services can be purchased by the hour, by the job, by the policy or product, by the month, by the year, or by an automatic renewal contract. We do not require the client do business with any affiliate, nor do we require the combining of the purchase of advice with product purchase.

 

SERVICE COMMITMENT:

You can find people who charge more than we do. You can find people who talk faster and have better sales skills. But dollar for dollar, day in and day out, we are committed to delivering the best employee benefit value in East Tennessee.

 

The following is a summary or our areas of practice with links

 

    • General Business Accounts Assisting employers in their efforts to provide the best benefit plans at the best prices for the most satisfaction of their employees. 
    • Medical and Dental Self-Funding Accounts Since almost 60% of the nation's employees have their benefits provided in this manner, most employers would prefer special guidance in this area. 
    • Executive Benefit Accounts These are plans that are expressly designed to attract, provide incentive, and retain those executives that can make a difference in the company. These plans can involve cash as well as non-cash items and can be insured as well as self-funded. 
    • Employee Voluntary Accounts For items that can be added to your benefit plan free of direct employer cost, check out these plans. These are employee-pay-all plans that are offered by payroll deduction to the employees that select these plans.  
    • Closely-Held Business Accounts In addition to the normal benefit plans, these clients have more specialized needs because their stock is not readily marketable or the business is structured around a few individuals who have no plans to sell immediately. this necessitates integration, as  much as possible, of their personal planning with the company's benefit plans. 
    • Personal Planning Accounts Employer plans and even executive benefit plan are structured for a group or class of individuals. They are not meant to take into consideration each person's individual circumstance. If it is a personal blueprint for wealth accumulation, risk management, or simply another viewpoint you may find just what you need.